Credit Repair
There are multiple things to consider when you're looking to fix or improve your credit. This page will give you multiple ideas and things to consider along the way of fixing your credit. We'll also place a few links to various websites ranging from credit repair companies to "do-it" yourself credit repair guides. When looking into credit repair companies, it's always a good idea to compare multiple options before settling with one, so we've added several options for you to compare below.
List of Credit Repair Companies:
BCR Consulting has a unique system that works for everyone. You aren't out 100's of dollars to “set up“ your credit repair service, in fact, you aren't out anything. BCR Consulting has the knowledge and confidence to get you results, and they show that confidence based on their pay per results system. Any company that is willing to work for you and only gets paid per results is a company worth looking into. While no credit repair company can guarantee results, what better setup is there than only paying for results? So do they offer a warranty? Well since you only pay for actual results, you would think there is no need for a warranty, but BCR Consulting offers something few companies would think of: “If any of the items we had deleted is ever listed again on any of your reports, we will either take care of it at no cost for you, or refund the amount paid for that item.“
Can credit repair companies be trusted?
Many "credit repair" companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money-back guarantees: "Bankruptcy, tax liens, judgments... no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!" Can they really make such sweeping guarantees? While some credit repair companies are outright frauds, others are not fraudulent and they use the dispute process to obtain impressive results. In fact, they delete thousands of negative credit listings every day. There is a company called, Lexington Law who has been doing it for 15 years. Unfortunately, it is risky to trust anyone to help you restore your credit. It is estimated that fraudulent credit repair companies have bilked Americans out of more than fifty million dollars. The majority of credit repair companies were started by entrepreneurs with a penchant for marketing. Consumers have flocked to these "credit doctors" only to discover that their advertisements proved far more impressive than their results. Hiring a credit repair company is like playing Russian roulette. Many of them are effective and legitimate, but it is difficult to tell a rip-off from the real article.So, can credit repair companies guarantee results?
Not a chance! No credit repair company is so good that it can guarantee a specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. Guarantees are a sure sign of credit repair fraud. A warranty, where the credit repair company promises a refund if certain results don't occur, is a better, more realistic claim. Lexington Law is a respectable company that we recommend. Not surprisingly, the credit bureaus have declared war against the credit repair companies and those selling instruction on how to do-it-yourself. The bureaus lambaste credit repair companies in the media and send anti-credit repair literature to anyone whom they suspect of using credit repair services. The bureaus unflinchingly deny that accurate information can be removed from a credit report. The simple truth is that you do not have to endure bad credit for seven to ten years as long as you feel comfortable challenging the accuracy or verifiability of your credit listings. If so, it is possible to restore creditworthiness within a much shorter time. However you decide to address your credit challenges, realize that regardless of what you may hear in the news media, thousands before you have sought help and restored their credit. They can show you their homes, cars, and credit cards. Despite the newspaper articles, TV reports, and other credit bureau propaganda to the contrary, the simple truth remains: you can restore your credit. Learn More.Ovation Credit Services is a premier provider of affordable and effective credit report repair services.